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Buying Homeowners Insurance is The Smart Choice

Homeowners’ insurance helps you recover from financial loses incurred due to hazards like a house fire or natural disasters like an earthquake or even certain lawsuits. Majority of banks offering a home loan also require the customer to opt for homeowners’ insurance. Different insurances have distinct coverage.

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LIST OF TOP PROVIDERS

Get matched instantly with up to 15 insurers in your area.

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COMPARE

We suggest choosing at least 3 companies to find one that works best for you.

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CHOOSE!

Comparison shopping can save you hundreds of dollars or more.

Homeowners Insurance Quotes

We understand how important it is to protect your home and loved ones. That’s why we provide a trusted homeowners' insurance you can count on. Our policies are best suited for your needs and budget and have a wide range of coverage, from dwelling coverage to personal property protection.

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Factors to Consider for Homeowners' Insurance

  • History of your home insurance claims
  • Fire protection ratings of your town
  • The level of coverage you choose, which includes the coverage amount of your possession
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How To Save More On Your Home Insurance?

  • Bundle Home + Auto Insurance
  • Umbrella Insurance
  • New Construction
  • New Home Purchase

Frequently Asked Questions

Homeowners insurance is a form of property and casualty insurance. It primarily covers your home and the stuff inside of it in the event of theft or some disasters.

Yes, homeowners insurance does indeed cover a car crashing into your house. Damage caused by vehicles to your house is listed as a covered peril on standard home insurance policies. Even though the incident may not be your fault, you’ll be responsible for paying the your home insurance deductible.

HO-6 is home insurance for owners of co-ops or condominiums. It provides personal property coverage, liability coverage and specific coverage of improvements to the owner's unit. An HO-6 policy will cover interior damage to your unit, improvements, additions and alterations you've made and your personal property. Additional living expenses, if your residence is not able to be lived in due to a covered peril, is usually also included. HO-6 insurance is designed to coordinate coverage with your condominium or cooperative's master policy.

Yes, it’s possible. Unoccupied homes can be hard to insure because they can easily fall into disrepair or be targeted by miscreants, making your home too much of a risk for your homeowners insurance company. Most home insurance companies have rules about how long a home can be vacant or unoccupied before the insurance is cancelled. Typically, home insurance coverage is in jeopardy if a home is left unoccupied for 30 or more consecutive days.